This Blog/Web Site is made available by the Public Adjuster or Public Adjuster firm publisher for educational purposes only as well as to give you general information and a general understanding of insurance claims, homeowners insurance, commericial insurance and related areas, and not to provide specific advice. By using this blog site you understand that any decisions or actions you take are solely your decision and your doing. The Blog/Web Site should not be used as a substitute for competent claims or policy advice from a licensed claims professional in your state.